*2021 hacks* HOW TO REMOVE EVERY CHARGEOFF FROM YOUR CREDIT REPORT * credit repair secrets*
If you can’t pay the balance in full, you can try to start negotiations with the creditor.
Step 1: Determine who owns the debt. …
Step 2: Find out details about the debt. …
Step 3: Offer a settlement amount. …
Step 4: Request a “pay-for-delete” agreement. …
Step 5: Get the entire agreement in writing.